Commercial Vessels

Commercial Vessels

There are two main sections of cover:

SECTION 1. Material Damage

The hull, machinery, equipment and accessories, sails, masts, spars, rigging, trailer and tender

  • Accidental damage
  • Theft
  • Sinking
  • Storm damage
  • Malicious damage
  • Fire
  • Latent defect
  • Repairer negligence
  • Negligence of skipper master/crew

SECTION 2. Protection and Indemnity

We cover you and other skippers of the vessel against legal liability for:

  • Accidental death oR bodily injury to a person other than you.
  • Accidental damage to other people’s property.
  • Berth holders Liability
Optional Liability Covers
Passenger liability
  • Accidental death or bodily injury
  • Food and drink liability (death, bodily injury or illness caused by food and drink prepared and served by you)
  • Damage to personal effects of a passenger
Pollution Liability
  • Property damage caused by or directly arising from sudden accidental discharge of pollutants caused by the vessel.

SECTION 3. Automatic Cover - Crew Accident Cover

  • Automatic cover – Crew Accident Cover
  • Crew Accident Cover. Whilst acting in their capacity as a paid permanent skipper or paid crew member of the vessel
  • Death $25,000
  • Temporary total disablement $250 per week, up to 100 weeks
  • Permanent total disablement $25,000