Personal Water Craft

Personal Water Craft

There are three main sections of cover:

SECTION 1. Loss of or damage to your vessel

Including motors, equipment and accessories, trailer and personal effects (or those of any passenger on your vessel)

Accidental damage
Theft
Sinking
Storm damage
Malicious damage
Fire
Latent defect
Repairer negligence
Search costs

SECTION 2. Third Party Liability

We cover you and any person allowed by you to control your boat against legal liability for:

Accidental death or bodily injury to a person other than you.
Accidental damage to other people’s property.
Berth holders liability
Property damage caused by or directly arising from sudden accidental discharge of pollutants caused by the vessel.

SECTION 3. Personal Accident

We will pay for death or bodily injury to you arising directly out of the use of the boat.

Death $30,000
Temporary total disablement $300 per week, up to 100 weeks
Permanent total disablement $30,000

SECTION 4. Policy Features

New for old replacement if your Jet Ski is a total loss and less than 12 months old
Water ingress
Pollution liability cover up to $500,000 for accidental discharge of pollutants
Emergency cover
Emergency land towing
Search costs
Returning your craft to home, or your vessels usual berth, mooring or storage facility.

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